Mumbai is such a beautiful yet motivating city that push people towards the attainment of their dreams, that’s why it is also popular by the name of ‘The City Of Dreams’. It is officially the first city of India with a sizeable population. It was originally known by the name Bombay and was established way back in 1668. Now after so many years of its foundations the city is growing rapidly in terms of size and reputation as well. The city is popular by the name of India’s most prominent and international city. According to the few experts, Mumbai will be the largest developing city of the country and might be in the world as well. The city is growing rapidly and made great strides for enhancing the infrastructure of the place along with the quality of life. One area that also needs continuous improvement in its healthcare industry.
When it comes to health care, the city requires more and more like a solid infrastructure which should be able to deal with 18 million plus population. The city is ranked as the third largest city of the world, with such great tag it is very important to think that how this city would be able to work without the help of finest hospitals and healthcare professionals.
Well, people should thank as this city is myriad of both government and private facilities which are there to support 24*7 and 365 days of the year. Several new initiatives have taken just to increase the services in the healthcare sector by 25% till 2020.
However, it is still far from the tag of perfect in case of healthcare facilities and the reason behind the same are so many.
What you need to understand about the health insurance penetration in Mumbai?
Well, this is the time that we should think about the sizeable health insurance penetration among rural and Urban populations. Mumbaikars really need to understand the volume of investment in the healthcare industry. There is no doubt in saying that the growing inflation rate in the healthcare industry has made it important for everyone to insure themselves under an effective health insurance plan. More and more people should opt for an effective health insurance plan just to get the needful financial protection during any medical emergency.
Well, when it comes to Mumbai, there are several healthcare schemes that the poor section of the society can avail but still will it be sufficient?
What is their penetration level? Are such health insurance plans fulfilling the requirements of the society? Are people aware of such schemes? There are some serious questions that we need to solve.
Well, through this article, you will get to know that whether the health insurance has penetrated in Mumbai, if yes then WHY?
After studying the recent surveys and hypotheses, it is cleared that health insurance in Mumbai has been ignored by several people and the reasons are too many. It is not just the story of Mumbai, several other cities are also in the same run.
If you think that family income would be the reason but actually it is not. Lack of awareness is one of the leading reason. It is true that many people are aware of the benefits of health insurance but they are not aware of the importance of the same. They do not feel the urge to have it until they face something really bad related to medical emergencies.
In terms of awareness, people are aware more about life insurance plans as it comes out with the end period and that too with good returns that seems beneficial to Mumbaikars.
They do not respond in the same way for health insurance. A big section of the Mumbai found health insurance as wastage. Well, this is the problem that needs to be addressed as soon as possible if we are focusing on the overall development and a healthy India.
The second reason in the same run is the claim process. Lots of people have this in mind that at the time of medical emergency they have to pay on their own and health insurance will reimburse the same amount later and there is no surety about the reimbursement as well. At this point, it is important to aware people about the cashless hospitalization that allows people to take advantage of the treatment without worrying about the cost as the insurance company will take care of the same.
At the end when we talk about the solution of why Mumbaikars are lagging behind in the health insurance penetration, then it is advisable to think more of healthcare effective schemes, increasing awareness with the right focus and reducing the cost of health insurance plans as well. The online platforms are really doing well in such case as they are offering effective health insurance policies at low cost. We need more like it who can address the exact problem easily.